Savings & Deposits
Loans
Digital Banking
Other Services
Personal
NEST ACCOUNT

Keep your funds safe and make it work for you, with Oriental Bank’s Nest Fixed Deposits.

The Nest Fixed Deposit is a popular option for our clients that want to keep their funds safe under the careful watch of Oriental Bank.

Whether you’re planning for your next business venture or unsure of what to do with your money, it is the best option to get the most out of your funds!


i-Nest (Interest on Maturity)

i-Nest (Interest on Maturity)

It is a classic option for clients looking to receive their interest payout on maturity.

i-Nest Silver (Monthly Interest)

i-Nest Silver (Monthly Interest)

It gives our clients the option to receive the predetermined interest payouts every month, earned on their deposit amount. It works best for clients who prefer to receive a passive income every month.


i-Nest Gold (Upfront Interest)

i-Nest Gold (Upfront Interest)

It gives our clients the ability to receive interest payout in advance. It fits best for clients who would rather not wait for their Fixed Deposit payout at maturity.

Different products customized to suit your needs. Be it Interest on Maturity, Monthly Interest, or Advanced Interest.

Different products customized to suit your needs. Be it Interest on Maturity, Monthly Interest, or Advanced Interest.

Competitive Interest Rates

Competitive Interest Rates

Individuals aged 18 years and over

  • Resident or Non-Resident
  • Personal or Joint Account
  • Original Identity Card or Passport for resident
  • Passport for non-resident
FeatureInterest on MaturityMonthly Interest
Advance Interest
Product Namei-Nesti-Nest Silveri-Nest Gold
Currency KHR USD KHR USD KHR USD
Minimum Deposit 2,000,000 500 20,000,000 5,000 200,000,00 50,000
Tenure





1 Month------
3 Months3.50%2.50%----
6 Months4.75%3.50%4.00%2.75%4.00%2.75%
9 Months5.25%4.00%4.50%3.25%4.50%3.25%
12 Months5.50%4.50%4.75%3.75%4.75%3.75%
18 Months-4.75%----
24 Months-5.00%----

*Terms and Conditions

Note:

  • Interest on the Fixed Deposit Account is subject to withholding tax: 6% for resident and 14% for non-resident.
  • Interest on Maturity – Interest income will be credited into the customer's account on the maturity date.
  • Monthly Interest – Interest income will be credited into the customer's account on a monthly basis.
  • Advance Interest – Interest income will be credited into the customer's account on the date the account is opened.
  • Pre-mature withdrawal – No interest income will be issued to pre-mature withdrawals within the first 3 months. Interest rates from Everyday account will apply to pre-mature withdrawals above 3 months until the maturity date. For monthly/advance interests, such interest income that have been credited prior to the pre-mature withdrawal of the placement will be deducted from the principle before it is released to the customer's account.